A women's organization believes there's another side to the issue of more women than men being enrolled in ObamaCare – one that some people may not be considering.
According to the Obama administration, 54 percent of those enrolled in health insurance at the end of December were women. The administration has been pushing the healthcare law to women, saying it offers better and expanded coverage. However, multiple organizations – including the Independent Women's Forum – have taken a different approach to the issue.
"Women interact with the healthcare system differently than men do, especially at younger ages," explains IWF senior policy analyst Hadley Heath. "Women are much more likely to go in for their [wellness] checks and to seek preventative care, and sometimes we think of this as a good thing, that women are taking care of themselves. But this also comes with a cost."
Heath acknowledges that every visit to the doctor comes with a cost, but says the problem with ObamaCare is that many of the preventative care services are promised as first-dollar coverage – which means no co-pays.
"And while this seems like a new benefit, women ought to explore and examine the other side of the ledger: that we continue to pay for these services through higher premiums," says Heath. "And men will also pay for this as well, now that premiums are supposed to be equalized [between men and women]."
According to the IWF analyst, the trouble is that rolling all these benefits together results in very comprehensive, very expensive coverage. "And there is very little reason for consumers to evaluate the cost-benefit analysis of seeking preventative care, running additional tests and screenings, all of which come with a cost," she concludes.
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