It's not too late to make some New Year's resolutions, and one organization is recommending financial resolutions.
To be exact, WalletHub is offering ten resolutions, including sticking to a budget, monitoring your credit report, and paying bills right after payday.
"Financial resolutions in general are always the most popular, which makes sense given that money is America's top stresser according to the American Psychological Association," says WalletHub's senior writer and editor John Kiernan.
Speaking of stress, WalletHub recommends people keep a focus on their physical health.
"There's a clear connection between our physical health and our financial health," says Kiernan. "One connection that people don't realize is there is a strong correlation between people's exercise frequently and their credit scores."
That is not to say people who exercise will have better credit scores, but Kiernan submits it speaks to habits and perspective and lifestyle.
"People don't have to adopt all of the resolutions, as that might be a little tough to swallow," he continues. "We recommend people look at our list and see which resolutions they think will make an impact on their personal financial life."